Thinking about starting over in a new country?
This year, International Living has released its eagerly anticipated Annual Global Retirement Index, ranking the world’s best countries for expats and retirees based on affordability, quality of life, and community integration. Here’s what you need to know to make your dream move a reality.
Why the 2025 Global Retirement Index Matters
The Global Retirement Index isn’t just for retirees anymore. While traditionally catering to older audiences, younger professionals, especially those aged 35–45, are now considering relocation thanks to remote work flexibility. This report evaluates destinations through the eyes of both retirees and working ex-pats, offering valuable insights on housing, healthcare, and community integration.
“With the rise of remote work and flexible schedules, this younger demographic is pursuing international living while still maintaining careers.”
How Are the Best Places Ranked?
Countries are evaluated across seven key categories:
- Housing: Affordability and comfort in expat-friendly areas.
- Cost of Living: Everyday expenses like groceries, utilities, and dining.
- Healthcare: Quality and affordability of medical services.
- Visas and Benefits: Ease of obtaining residency.
- Climate: Year-round livability.
- Governance and Infrastructure: Safety, stability, and services like internet and public transport.
- Affinity Rating: Ease of integration into local communities.
This comprehensive approach ensures a holistic view, balancing data with personal experiences from on-the-ground correspondents.
Top 5 Countries to Move to in 2025
1. Panama
Panama takes the top spot this year, blending affordability, modern infrastructure, and welcoming visa programs.
- Affordable Living: Most couples live comfortably on $2,500–$3,000 per month.
- Visa Options: The Pensionado Visa offers retirees incredible perks, including discounts on medical services, utilities, and transportation. For younger expats, the Friendly Nations Visa provides flexible residency options.
- Modern Healthcare: Panama City boasts top-tier hospitals with English-speaking doctors.
- Diverse Lifestyles: From bustling Panama City to serene beach towns like Coronado, there’s something for everyone.
“Panama’s rise reflects rising costs in other destinations and its unparalleled residency perks,”
2. Portugal
Portugal remains a favorite, offering a perfect mix of culture, affordability, and stunning landscapes.
- Residency Made Easy: The D7 visa simplifies the process.
- Low Cost of Living: Expenses are about one-third of what they are in the U.S.
- Healthcare: Access to an excellent public system and affordable private insurance.
- Attractive Climate: Mild, year-round weather complements Portugal’s coastal charm.
3. Costa Rica
Costa Rica ranks third, capturing hearts with its natural beauty and eco-friendly lifestyle.
- Pura Vida Philosophy: A laid-back, welcoming culture.
- Affordable Living: A variety of climates and terrains suit all preferences.
- Sustainability Focus: Organic markets, sustainable tourism, and green living are pillars of Costa Rican life.
4. Mexico
Mexico combines adventure with familiarity, making it ideal for first-time expats.
- Low Living Costs: Rent near the beach starts at $500 per month.
- Vibrant Communities: Hubs like San Miguel de Allende and Oaxaca offer expat-friendly atmospheres.
- Proximity to the U.S.: Easy travel back home when needed.
5. France
France offers world-class healthcare and a slower pace of life for those seeking cultural immersion.
- Affordable Living: Southwestern France, with towns like Pau, is a hidden gem.
- Cultural Richness: From food to history, it’s a paradise for art and culture lovers.
Beyond the Top 5: Other Notable Mentions
- Spain: Mediterranean lifestyle and affordable healthcare.
- Malaysia: Exceptional affordability and multicultural society.
- Greece: Relaxed living with stunning views.
- Italy: Emphasis on slow living and community.
- Thailand: Ultra-low costs and diverse landscapes.
Responsible Integration: Being a Good Global Citizen
Moving abroad isn’t just about personal benefits; it’s about integrating responsibly. Concerns like gentrification and housing market impacts have arisen in some countries, leading to policy changes such as Portugal’s revised Golden Visa program.
“Learning the local language, even just basic phrases, helps expats connect and fosters goodwill.”
Responsible ex-pats contribute positively by:
- Supporting local businesses.
- Volunteering within the community.
- Respecting cultural norms and traditions.
Final Thoughts: Is Moving Abroad Right for You?
Relocating to a new country can be life-changing, offering an affordable, fulfilling lifestyle and fresh opportunities. With options ranging from tropical beaches to European countryside, there’s a destination to suit every dream.
Start Your Journey Today:
Explore the International Living report for in-depth details on each country, or reflect on what lifestyle changes you seek. Whether it’s retirement, remote work, or adventure, your ideal destination awaits.
Which of these countries speaks to you? Let us know in the comments!
